Atop Cash Offer — home

How It Works

Selling to Atop Cash Offer takes three simple steps. Here's exactly what happens — fast, transparent and with no surprises.

01
Getting started

Tell us about your property

Share a few basics about your home through our online form or with a quick phone call. There's no obligation, and you don't need every detail — a general picture is enough for us to get started.

  • Takes less than 2 minutes
  • No personal financial information required
  • Zero commitment at this stage
  • Any type of residential property
Fill Out the Form Now
02
Our evaluation

Receive your fair cash offer

We study recent comparable sales, current Phoenix-area market conditions and your home's condition to arrive at a fair cash price — usually within 24 hours.

We'll walk you through how we reached the number, and if it helps, we can schedule a quick in-person or virtual look at the property.

  • Offer within 24 hours
  • Based on real local market data
  • No obligation to accept
  • Optional property walk-through
03
Close the deal

Close on your schedule and get paid

Once you accept, a local title company handles the paperwork. You choose the closing date, and you receive your funds at closing — in as little as 7 days if you need to move fast.

  • We handle all the paperwork
  • You pick the closing date
  • Get paid in as little as 7 days
  • No repairs, cleaning or staging
  • We cover the closing costs
Side by side

Atop Cash Offer vs. a traditional sale

See how selling directly to us compares with listing your Arizona home through an agent.

Atop Cash Offer Traditional agent sale
Time to offer24 hoursWeeks to months
Time to closeAs fast as 7 days30–90+ days
RepairsNone — we buy as-isOften required
Agent commissions$0Often 5–6% of the sale price
Closing costsWe pay themSeller usually pays
Showings & open housesNoneSeveral required
Financing contingenciesNone — all cashCommon risk
Certainty of saleHigh — no buyer loan to fall throughNot guaranteed
Common questions

Frequently Asked Questions

Got questions? Here are the answers.

Is the cash offer free, and am I obligated to accept it?

It's completely free and there's no obligation. You can accept it, turn it down, or take whatever time you need to decide — we never pressure you.

What types of properties do you buy?

Single-family homes, multi-family properties, condos, townhomes, and inherited or distressed houses — in any condition — throughout Phoenix and Arizona.

Do I need to make repairs before selling?

No. We buy homes exactly as they are, including ones with foundation, roof, water damage or major system issues.

How do you determine your offer price?

We look at comparable recent sales, local market trends, your home's condition, and the estimated cost of renovations and holding the property. We're always happy to show you how we got to the number.

Can you really close in 7 days?

Yes. Because we pay cash, there's no bank loan to wait on. We close through a local title company in as few as 7 days — or on whatever later date works for you.

What if I have tenants or I'm facing foreclosure?

We work with tenant-occupied rentals, pre-foreclosures, probate properties and homes with liens. Reach out and tell us about your situation — we'll find a path that works.

Are there any fees or commissions?

None. We buy directly, so there are no agent commissions, no seller closing costs and no hidden fees.

Ready to get your cash offer?

It takes less than 2 minutes, and there's never any pressure.

Get My Free Cash Offer